How to Prepare Project Report for Bank Loan :- A Brief Outlining
Project Report – Outline Can be Used in Bank Loans for Textile, Manufacturing, Electrical, BPO, Fanchise etc
PART – I
- Introduction
- Executive Summary/Overview of the entire project
- Promoters: Promoters and their background, about their professional qualifications, experience, etc.
- Existing Status of the Unit: What is the existing activity, product line, area of market, etc.
- Manpower: About the Directors, Managers, professional manpower – their professional background and expertise, arrangements for Human Resource Development, etc.
- Infrastructure facilities: About the Equipment, Plant & Machinery, premises.
- Product line proposed: Area of computer software development/IT enabled services
- Clientele: About the clientele, present and prospective clients – Countries to which exports are planned – Market potential, market arrangements, plans for promoting exports, etc.
- Domestic Operations, if any: where it is proposed to operate both as a domestic unit as well as an STP unit in distinctly separate accounts are to be maintained.
- Financial/Technical, etc., tie ups
PART II
PROJECT COST AND MEANS OF FINANCE RS. IN LAKHS
PROJECT COST:
PREMISES :
OFFICE EQUIPMENT :
HARDWARE :
SOFTWARE :
WORKING CAPITAL REQUIREMENTS :
TOTAL :
MEANS OF FINANCING
EQUITY :
– PROMOTERS :
– INDIAN PUBLIC :
WORKING CAPITAL LOAN :
TERM LOAN FROM BANK :
TOTAL :
BALANCE SHEET RS. IN LAKHS
| 1STYEAR | 2NDYEAR | 3RDYEAR | 4THYEAR | 5THYEAR | |
| A. SOURCES OF FUNDS EQUITY SHARE CAPITAL RESERVES & SURPLUS – PROFIT & LOSS TOTAL SHAREHOLDERS FUNDS OTHERS (SPECIFY ITEM WISE) TOTALB. USE OF FUNDS: GROSS FIXED ASSETS ADDITIONS LESS: DEPRECIATION NET FIXED ASSETS OTHERS (SPECIFY ITEM WISE) CASH & BANK BALANCES NET CURRENT ASSETS TOTAL |
PROFIT AND LOSS STATEMENT RS. IN LAKHS
| 1STYEAR | 2NDYEAR | 3RDYEAR | 4THYEAR | 5THYEAR | TOTAL | |
| REVENUE: EXPORTS – ONSITE SERVICES – OFFSHORE TOTAL OPERATIONAL EXPENDITURE(SPECIFY ITEMWISE) OP. PROFIT DEPRECIATION PROFIT DIVIDEND TRANSFER TO RESERVES |
CASH FLOW STATEMENT RS. IN LAKHS
| 1STYEAR | 2NDYEAR | 3RDYEAR | 4THYEAR | 5THYEAR | TOTAL | |
| INFLOW EQUITY LOANS OTHERS (SPECIFY ITEMWISE) PROFIT DEPRECIATION TOTAL INFOWOUTFLOW FIXED ASSETS (SPECIFY DETAILS) OTHERS (SPECIFY ITEMWISE) DIVIDEND TOTAL OUTFLOWCASH & BANK BALANCES OPENING BALANCE NET INFLOW CLOSING BALANCE |
IMPORTANT RATIOS RS. IN LAKHS
| 1STYEAR | 2NDYEAR | 3RDYEAR | 4THYEAR | 5THYEAR | TOTAL | |
| DEBT/EQUITY OP. PROFIT/INCOME PAT/INCOME RETURN ON TOTAL ASSETS RONW DIVIDEND PAYOUT RATIO DEBT SERVICE CONVERAGE (PAT BEFORE INTEREST/ INTEREST) EPS (RS.) COMPOUNDED ANNUAL GROWTH RATE |
BREAK EVEN POINT CALCULATIONS RS. IN LAKHS
| 1STYEAR | 2NDYEAR | 3RDYEAR | 4THYEAR | 5THYEAR | TOTAL | |
| GROSS REVENUE VARIABLE EXPENSES (SPECIFY ITEMWISE) CONTRIBUTIONS FIXED EXPENSES (SPECIFY ITEMWISE) PAT BREAK-EVEN POINT CASH BREAK-EVEN POINT |
Related Tags Banking, Project Reports
To increase Project loan eligibility, you need to consider Top points as given below, this will aid you in increasing your eligibility level.